When Settlement is Weeks Away, But Life Can’t Wait

Karen Jackson - Director | equityNow

If you’ve worked in real estate, finance, or property advice for long enough, you’ve seen it happen: a client sells their home, the contract is unconditional, and everyone breathes a sigh of relief.

But then, nothing.

The funds are tied up, settlement is weeks away, and your client is stuck in limbo. Whether they’re downsizing, upsizing, or just trying to lock in the next stage of life, the money they need is technically theirs, they just can’t touch it yet.

It’s the kind of roadblock that creates unnecessary stress, and sometimes, missed opportunities.

That’s exactly the problem Equity Now was built to solve.

A story we hear all too often

Take Peter, for example. A retired homeowner, ready to downsize after selling his family home. The sale was unconditional, everything looked good on paper, but he didn’t have the liquid funds for a deposit on his next property.

His real estate agent, Vinnie, had hit a wall. The banks weren’t moving fast enough, and Peter was about to lose the dream unit he’d spent months searching for.

“I rang List Now just in case they had any ideas, and that’s when I heard about Equity Now,” Vinnie shared. 

“Karen and her team were outstanding. Once we had approval, the funds were in Peter’s account within the hour. Today is settlement day, and it simply wouldn’t have happened without them.”

What is Equity Now?

Equity Now is a straightforward solution for vendors who need access to their funds before settlement. It allows sellers to unlock up to $250,000, or up to 80% of their property’s value, with no repayments required until the property settles.

The process is fast, flexible, and designed to support clients when timing matters most.

There are no credit checks, no valuations required, and for loans under $50,000, no caveat is needed. In many cases, funds are paid out within 24 hours, and pre-approvals are simple, quick, and obligation-free.

Real support, when timing mattersWhether it’s covering a deposit, bridging the settlement gap, funding renovations, or easing the pressure of moving, Equity Now exists to remove friction from the selling process.

Because when a home is sold, your client shouldn’t be held back by paperwork, delays, or bank processes that move too slowly for real life.

This is finance, the way it should be: simple, human, and fast.